Online Application
Congratulations on finding a home!
View our Active Listings page here to apply for one of our available homes.
Applicants will need to show proof of all income that they would like to be considered on the application. Screen shots are not an acceptable proof of income.
Non-Military Employment: If employed, send 1 month of paystubs. If your income is not from an employer or you are self-employed, you will need to show proof of regular disbursements that prove an acceptable debt to income ratio (less than 40%.) Your 2 most recent years of tax returns are required and they must show ample business income to qualify.
Military Employment: Send in your current LES and we will also need a copy of your orders to Virginia. Providing proof of your income when you submit the application greatly expedites the process for you.
Please Advise:
- If you have any mortgage loans on your credit report that have not been paid in full, we will need to know the status of the property. If it’s rented, we will need a copy of the lease agreement for your tenant. If it’s on the market or under a sales contract, we will need a copy of those documents.
- If you have had a bankruptcy, please let us know the status. If it’s discharged, we will need the final documents that you received when it was closed out. If you have filed for bankruptcy, please let us know before you submit your application.
- Employment – All applicants that are currently employed and will be keeping their current job upon arrival to the area must submit proof of income. If you are starting a new job upon arrival to the area, we will need a letter of employment from your new employer.
Criteria considered – Review before applying:
– Beacon/FICO – A score of 600+ minimum is required for consideration, 650+ is preferred
– Credit report – Payment history, defaults, bankruptcies, collections, judgements, repos, charge-offs
– Debt to income ratio – Under 40% (includes all debts and prospective rent)
– Income verification – Wages/commissions, retirement/social security, tax returns, alimony/child support, LES
– Rental/mortgage – Payment history, lease adherence, foreclosures, evictions, judgements, balances
– Deposit – A deposit of one month’s rent is due upon approval, plus any applicable pet deposits
Your application will not be processed until the application fee is paid. The fee is $55.00 per person. All occupants over the age of 18 that will reside at the home will need to apply.
Upon Approval:
DEPOSIT REQUIRED WITHIN 24-HOURS OF APPROVAL
Once your application is approved, you may pay your deposit in several different ways. Payments must be made out to RE/MAX Alliance in certified funds. If you have pets, those deposits are due within 24-hours of approval also.
- You can bring your deposit into our office within 24-hours. If the office is closed, please use our after-hours drop box and place your deposit in an envelope. On the outside of the envelope please write the address of the property you have been approved for and address it to Stephanie Clark. All checks must be certified funds – bank/cashier’s check or money order(s).
- You can overnight your deposit within 24-hours. Send it to: 2604 Barrett Street
- Virginia Beach, VA 23452 attention Stephanie Clark. Be sure the address of the property is listed on your payment. All checks must be certified funds – bank check or money order(s).
- You can wire your deposit within 24-hours. Wire transfers work in real time, meaning the recipient will receive the wired funds right away. Due to increased security, a team member will provide you with wire transfer details upon request. You will need to ensure that your wire includes your name and the property address so that we are able to identify the funds arrive. (If this information is not included it can be very difficult to verify.)
Prior to Move-In Day:
Obtain Renters Insurance
Confirmation of your renters’ insurance will be a requirement to obtain your keys at move in. The policy requirements are:
- RE/MAX Alliance MUST be listed as an “interested party”
- Policy must have $300K in personal liability coverage ($500k for homes with pools)
- All parties on the lease must be shown either on one policy or on separate policies
Set up utilities
We will need you to provide us with account numbers or confirmation numbers for water, gas and electric. You will need to have utilities running at the home by your move in date. If you are not moving in on the scheduled start date, you will still need to turn on all utilities so that we have no gaps in service.
Move-In Day:
° Pick up Move-in Packet and keys between the hours of 12p.m and 5:00 p.m. You will be directed to pick up your keys and Move-in Packet at 2604 Barrett Street in Virginia Beach, VA.
° Drop off initial rent (money order or cashiers check) when you pick up Move-in Packet. You will not be given the packet unless you have turned in your certified rent payment.
° If your home is a condo, take signed lease to post office to have new mailbox key issued, unless we provide you the mailbox keys.
